Bermuda

VL Assurance (Bermuda) Ltd. (Company) is a Bermuda-exempted life insurance company registered and licensed as a Class C Long-Term insurer under the Bermuda Insurance Act 1978 and incorporated pursuant to the Bermuda Companies Act 1981 on February 26, 2015. The Company is registered as a segregated accounts company under the Segregated Accounts Companies Act 2000, as amended. VL Assurance (Bermuda) Ltd received assent on August 5, 2015, from the Governor of Bermuda for the VL Assurance (Bermuda) Ltd Private Act.

On April 13, 2015, the Company merged with Bermuda International Insurance Services Limited (BIISL) and BIISL traces its roots back to 2005.

The Insurance Manager and Insurance Agent for VL Assurance (Bermuda) Ltd is Valor Management Ltd.

Barbados

VL Assurance Inc. (Company) is a Barbados Insurance Company. The Company offers a variety of life insurance products offering multiple investment options designed to provide maximum flexibility under applicable laws and to be compliant in the home country, including the United States, of the Owner for qualified purchasers. In addition, the Company can structure and design investment funds and insurance dedicated funds in collaboration with our investment and banking partners.

The Company’s private placement life insurance products allow clients access to investments and specialized funds that would not be typically available to purchasers of life insurance from domestic carriers, while providing much greater transparency with respect to fees and costs associated with these products.