Bermuda

VL Assurance (Bermuda) Ltd. (Company) was incorporated on February 26, 2015 in Bermuda and is registered as a Segregated Accounts Company.

On April 13, 2015, the Company merged with Bermuda International Insurance Services Limited (BIISL). The Company will continue to offer a wide variety of life insurance and annuity products specifically designed to meet the needs of high net worth (HNW) individuals around the world and focus on the development and distribution of these products.

Bermuda is globally recognised as the premiere international jurisdiction for life insurance and annuity products.  Bermuda has a long-respected tradition of maintaining client confidentiality and enjoys well-established legal, accounting, banking, and trust services. These factors, combined with Bermuda’s stable government, neutral taxation and strict regulatory and compliance environment make Bermuda the ideal location for international clients to purchase sophisticated life insurance and annuity products that preserve, increase and transfer personal wealth and closely held businesses from one generation to the next.

BARBADOS

VL Assurance Inc. (Company) is a fully licenced, qualified Barbados Insurance Company.  The Company offers a variety of life insurance and annuity products offering multiple investment options designed to provide maximum flexibility under applicable laws and  to be compliant in the home country, including the United States, of the Owner for qualified purchasers.  In addition, the Company will structure and design investment funds and insurance dedicated funds in collaboration with our investment and banking partners.

The Company’s private placement life insurance and variable annuity products allow clients access to investments and specialized funds that would not be typically available to purchasers of life insurance from domestic carriers, while providing much greater transparency with respect to fees and costs associated with these products.

EUROPE

Valorlife Lebensversicherung AG is a fully licensed Insurance Company that offers a variety of life insurance and annuity products with multiple investment options designed to provide maximum flexibility under applicable laws to be compliant in the home country, including the United States, of the Owner for qualified purchasers. Products are tailored to the client’s circumstances including, growth expectations, risk aversion and the regulations prevailing in the client’s country of residence. Valorlife products are able to adapt efficiently to changes in the investment climate, changed personal circumstances and regulatory change. In addition, the Company will structure and design investment funds and insurance dedicated funds in collaboration with our investment and banking partners.